Homeownership is the most significant part of most people’s life. Owning a home means a great deal of responsibility with maintenance, interior and exterior upkeep, taxes, and insurance.
Mortgagees/banks require coverage on the homes they finance to make sure they protect their investment. Make sure you have an agent that understands all aspects of a home insurance policy. Home insurance policies consist of the dwelling, other structures that are not attached to the home, personal property, personal property off premises, medical payments, liability, and loss of use. Many policies have foundation coverage, water backup coverage, water damage, and glass coverage to name a few endorsements.
If you have an agent selling only on price, then the odds of you getting into a claim and becoming unhappy are pretty likely. Protect your home with the best policy that you can afford and make sure you understand your policy. Get an agent like myself or my counterparts here at Get A Policy.com at 972-762-7660 to go over in great detail the difference between your current Irving homeowners insurance policy and our offerings to help you make the best decision possible.